Bob Willett

Senior Loan Officer
Big Valley Mortgage

916-485-7939

NMLS # 238076, CA BRE #00880266
Big Valley Mortgage is a DBA of
American Pacific Mortgage Corporation
CA BRE #01215943/NMLS #1850
NMLS Consumer access @ www.nmlsconsumeraccess.org

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Tower-Bridge

30-year fixed rate under 3.25%?

Well, not exactly, but CalHFA’s Mortgage Credit Certificate income increased yesterday to $57,840 for a Sacramento family of one or two people, and […]

An Interesting look at Interest Rates

A good infographic on the history of interest rates.

The $500 Home Down Payment is BACK!

Wow! This was quite the week for Home Lending in California First the good news:  CalHFA (the California Housing Finance […]

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Rainbow-Bridge

30-year fixed rate under 3.25%?

Well, not exactly, but CalHFA’s Mortgage Credit Certificate income increased yesterday to $57,840 for a Sacramento family of one or two people, and […]

20 Things Not To Do When You Are Trying To Buy A Home

Imagine depositing a cash gift from Mom and having your loan application denied! If you are looking to buy a […]

Three Essential Things Every Buyer Needs To Know

Many people put off meeting with a lender because they don’t understand what the meeting is really for.  It is […]

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Lake-tahoe

What they are saying about Bob on Trulia

Here’s What Some Past Clients Have to Say about Bob

Bob’s been around the block a few times –  here are some highlights from some of the Thank You cards […]

About Bob

I like to say that I’m more than a financial consultant I’m more like a counselor and educator. And I like those titles better. I can help you with your Sacramento Home Loan, Real Estate Home Purchase Loan and Real Estate Refinance Loan. Straight forward, honest and knowledgeable – that’s what my clients say, sometimes too honest when they don’t like what I have to say. I’ll give you home loan advice served up with a little bit of humor. I’ve been at this home loan thing since the early 1980’s, weathered a few ups and downs in the housing industry, and actually still enjoy the business. I really was born an educator and I like helping people understand just how the industry works. But be prepared for a full answer to your question, I’ll want to make sure you get all the facts. I was an adjunct professor at San Joaquin Delta College, helped initiate the first mortgage banking certification program with the Mortgage Bankers of America and taught community outreach classes in Stockton and with the Sacramento Home Loan Counseling Center.