First Time Home Buyer

/First Time Home Buyer
First Time Home Buyer 2017-01-10T15:34:25+00:00

A Tax Credit for your Mortgage

Windmills and Mortgage Tax Credits?? If you’ve ever driven into the Silicone Valley from I-5 south of Stockton, you’ve driven over the Altamont Pass.  It’s an interesting place where the Rolling Stones played a concert [...]

The $500 Home Down Payment is BACK!

Wow! This was quite the week for Home Lending in California First the good news:  CalHFA (the California Housing Finance Agency) announced today that they are eliminating their requirement that borrowers need a 1% cash [...]

Great Rates – Great Home Prices – No $$ for Down – No Problem

Down Payment Gift a Leg Up to Home Ownership, But Know Tax Rules We explain the tax details around giving the gift of a home down payment. Read Visit for more articles like this. [...]

SHRA CalHome Program is now available in Sacramento!

This is an excellent program for eligible and qualified 1st time buyers (or buyers buying in the target areas) of the City of Sacramento and the unincorporated County of Sacramento.

Contact Bob

American Pacific Mortgage, Main Branch
3000 Lava Ridge Court #200
Roseville, CA 95661
(916)960-1325 or (916)485-7939


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Bob Willett, Senior Loan Officer, American Pacific Mortgage NMLS #1850,
"Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act."
All Rights Reserved, Sacramento, CA 95864

American Pacific Mortgage/Bob Willett is an Equal Housing Lender. Bob Willett is also a licensed Real Estate Broker Cal-BRE #00880266, but not licensed to do loans under the Bureau of Real Estate lending division. SacRELender is a BLOG and information site provided by Bob Willett, it does not guarantee nor is any way responsible for its accuracy, and provides said information without warranties of any kind, either express or implied. The information provided herein is supplied by several sources and is subject to change without notice.

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