Loan Talk

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Loan Talk 2017-01-10T15:24:05-08:00

What does getting “Prequalified” mean?

There is nothing worse than loosing out on a home because you could not provide a strong pre-approval letter. Listing agents are starting to demand not only strong pre-approval letters that specifically mention what steps the lender has taken, but proof of funds and even Fannie Mae approval printouts!

SHRA CalHome Program is now available in Sacramento!

This is an excellent program for eligible and qualified 1st time buyers (or buyers buying in the target areas) of the City of Sacramento and the unincorporated County of Sacramento.

So what’s left for the buyer who is short on cash?

You would have to be living in a cave to not notice that the mortgage industry is in turmoil.  At lease that’s what it seems if you read the papers or watch the news.  If [...]

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Bob Willett
Empire Home Loans
900 Fulton Ave., Suite 100-3
Sacramento, CA 95825
(916)485-7939
info@sacrelender.com

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Bob Willett, Senior Loan Officer, Empire Home Loans, Inc. NMLS #238076/ #1839243,
All Rights Reserved, Sacramento, CA 95864

Empire Home Loans, Inc./Bob Willett is an Equal Housing Lender. Bob Willett is also a licensed Real Estate Broker DRE #00880266, Empire Home Loans DRE # 02086593. SacRELender is a BLOG and information site provided by Bob Willett, it does not guarantee nor is any way responsible for its accuracy, and provides said information without warranties of any kind, either express or implied. The information provided herein is supplied by several sources and is subject to change without notice.

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