20 Things Not To Do When You Are Trying To Buy A Home
Imagine depositing a cash gift from Mom and having your loan application denied! If you are looking to buy a home, you will definitely want to learn these 20 things not to do. And remember [...]
Three Essential Things Every Buyer Needs To Know
Many people put off meeting with a lender because they don’t understand what the meeting is really for. It is NOT about the lender learning if you can qualify or not; the lender can usually [...]
An Interesting look at Interest Rates
A good infographic on the history of interest rates.
A Tax Credit for your Mortgage
Windmills and Mortgage Tax Credits?? If you’ve ever driven into the Silicone Valley from I-5 south of Stockton, you’ve driven over the Altamont Pass. It’s an interesting place where the Rolling Stones played a concert [...]
9 Quick Tips To Finding A Good Loan Officer
Just posted a great article on our SacramentoHomes.net blog - check it out here.
What is a Pre-approval?
The pre-qualification goes a step beyond that to actually approve you from a credit perspective. My way of looking at the difference is you get pre-qualified to see what you want to do, and you get pre-approved to be in a position to actually do it.