(Sung to the tune of The Twelve Days of Christmas.)
On the first day of RESPA, the government gave to me, A PAIN IN THE BUTT NEW GFE.
On the second day of RESPA, the government gave to me, Two tolerance levels, and A PAIN IN THE BUTT NEW GFE.
On the third day of RESPA, the government gave to me, Three shopping carts, and Two tolerance levels, and A PAIN IN THE BUTT NEW GFE.
On the fourth day of RESPA, the government gave to me, Four waiting days, Three shopping carts, and Two tolerance levels, and A PAIN IN THE BUTT NEW GFE.
On the fifth day of RESPA, the government gave to me, Five rate-lock issues…, Four waiting days, Three shopping carts, and Two tolerance levels, and A PAIN IN THE BUTT NEW GFE.
On the sixth day of RESPA, the government gave to me, Six application triggers, Five rate-lock issues…, Four waiting days, Three shopping carts, and Two tolerance levels, and A PAIN IN THE BUTT NEW GFE.
On the seventh day of RESPA, the government gave to me, Seven change scenarios, Six application triggers, Five rate-lock issues…, Four waiting days, Three shopping carts, and Two tolerance levels, and A PAIN IN THE BUTT NEW GFE.
On the eighth day of RESPA, the government gave to me, Eight overwhelmed clients, Seven change scenarios, Six application triggers, Five rate-lock issues…, Four waiting days, Three shopping carts, and Two tolerance levels, and A PAIN IN THE BUTT NEW GFE.
On the ninth day of RESPA, the government gave to me, Nine pissed off Realtors, Eight overwhelmed clients, Seven change scenarios, Six application triggers, Five rate-lock issues…, Four waiting days, Three shopping carts, and Two tolerance levels, and A PAIN IN THE BUTT NEW GFE.
On the tenth day of RESPA, the government gave to me, Ten required days fees are good for, Nine pissed off Realtors, Eight overwhelmed clients, Seven change scenarios, Six application triggers, Five rate-lock issues…, Four waiting days, Three shopping carts, and Two tolerance levels, and A PAIN IN THE BUTT NEW GFE.
On the eleventh day of RESPA, the government gave to me, Eleven examples of re-disclosure, Ten required days fees are good for, Nine pissed off Realtors, Eight overwhelmed clients, Seven change scenarios, Six application triggers, Five rate-lock issues…, Four waiting days, Three shopping carts, and Two tolerance levels, and A PAIN IN THE BUTT NEW GFE.
On the twelfth day of RESPA, the government gave to me, Twelve new medications for my migraines, Eleven examples of re-disclosure, Ten required days fees are good for, Nine pissed off Realtors, Eight overwhelmed clients, Seven change scenarios, Six application triggers, Five rate-lock issues…, Four waiting days, Three shopping carts, and Two tolerance levels, and A PAIN IN THE BUTT NEW GFE.
