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30-year fixed rate under 3.25%?

Well, not exactly, but CalHFA’s Mortgage Credit Certificate income increased yesterday to $57,840 for a Sacramento family of one or two people, and to $72,300 for families of three or more effective yesterday! How is this under 3.25%? Well on a $200,000 [...]

By Mary Willett|January 8th, 2014|Categories: Popular Topics|Tags: 1st time buyer, Bob Willett, CalHFA, Down payment assistance, First Time Home Buyers, MCC, Mortgage Credit Certificate, Mortgage Interest Rate, Real Estate Interest Rates, Real Estate Loans, Sa|0 Comments

An Interesting look at Interest Rates

A good infographic on the history of interest rates.

By Bob Willett|October 23rd, 2012|Categories: First Time Home Buyer Assistance, Loan Talk, Popular Topics|Tags: 1st time buyer, Annual Percentage Rate, economic downturn, HUD, Mortgage Interest Rate, Predicting Interest Rates, Real Estate Interest Rates, Real Estate Loans|0 Comments

The $500 Home Down Payment is BACK!

Wow! This was quite the week for Home Lending in California First the good news: CalHFA (the California Housing Finance Agency) announced today that they are eliminating their requirement that borrowers need a 1% cash [...]

By Bob Willett|March 3rd, 2012|Categories: First Time Home Buyer Assistance, Popular Topics|Tags: 1st time buyer, CalHFA, CHDAP, Down payment assistance, FHA, forclosure, home loan regulation, HUD, MIP, mortgage regulation, Real Estate Loans, Real Estate Tips, Seller Credit, short on cash|0 Comments

Empire Home Loans, Inc./Bob Willett is an Equal Housing Lender. Bob Willett is also a licensed Real Estate Broker DRE #00880266, Empire Home Loans DRE # 02086593. SacRELender is a BLOG and information site provided by Bob Willett, it does not guarantee nor is any way responsible for its accuracy, and provides said information without warranties of any kind, either express or implied. The information provided herein is supplied by several sources and is subject to change without notice.

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