Great Rates – Great Home Prices – No $$ for Down – No Problem

Down Payment Gift a Leg Up to Home Ownership, But Know Tax Rules We explain the tax details around giving the gift of a home down payment. Read Visit houselogic.com for more articles like this. Copyright 2012 NATIONAL ASSOCIATION OF REALTORSĀ®

By |2014-08-28T00:29:54-08:00February 4th, 2012|First Time Home Buyer Assistance|Comments Off on Great Rates – Great Home Prices – No $$ for Down – No Problem

What does getting “Prequalified” mean?

There is nothing worse than loosing out on a home because you could not provide a strong pre-approval letter. Listing agents are starting to demand not only strong pre-approval letters that specifically mention what steps the lender has taken, but proof of funds and even Fannie Mae approval printouts!

By |2010-05-27T12:33:49-08:00May 27th, 2010|Loan Talk|Comments Off on What does getting “Prequalified” mean?

The role of the Investment Banker

Of course, after a while these early pioneers of the new lending order were pretty sure they had re-invented the mortgage business. And it was hard to argue with them. They were making hundreds of millions of dollars; the loans were performing and everybody was getting rich.

By |2010-05-19T09:36:12-08:00May 19th, 2010|What the Hell Happened?|Comments Off on The role of the Investment Banker

Why are loan disclosures so confusing?

(This post was written for another blog and posted well before the new Reg Z changes that took place 1/1/2010. The new 'disclosures' are even more fun!) I'm often asked "why are all of these real estate loan disclosures so confusing?"Ā  The answer is pretty simple - even if it's not what most people want [...]

By |2010-01-06T16:29:04-08:00January 6th, 2010|Loan Talk|Comments Off on Why are loan disclosures so confusing?
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